| § 14A-1-101. Short title. |
| § 14A-1-102. Purposes - Rules of construction. |
| § 14A-1-103. Supplementary general principles of law applicable. |
| § 14A-1-104. Construction against implicit repeal. |
| § 14A-1-105. Repealed by Laws 1989, c. 154, § 2, operative July 1, 1989. |
| § 14A-1-106. Change in dollar amount used in certain sections. |
| § 14A-1-107. Waiver - Agreement to forego rights - Settlement of claims. |
| § 14A-1-108. Effect of act on powers of organizations. |
| § 14A-1-109. Discrimination in extension of credit on basis of sex or marital status prohibited. |
| § 14A-1-110. Use of cash discounts. |
| § 14A-1-111. Location of amendments. |
| § 14A-1-201. Territorial application. |
| § 14A-1-201A. Extraterritorial application. |
| § 14A-1-202. Exclusions. |
| § 14A-1-301. General definitions. |
| § 14A-1-302. Definition: "Federal Consumer Credit Protection Act". |
| § 14A-1-303. Index of definitions in act. |
| § 14A-2-101. Short title. |
| § 14A-2-102. Scope. |
| § 14A-2-103. Definitions in article. |
| § 14A-2-104. Definition: "Consumer credit sale". |
| § 14A-2-105. Definitions: "Goods"; "Merchandise certificate"; "Services"; "Sale of goods"; "Sale of services"; "Sale of an interest in land"; "Precomputed". |
| § 14A-2-106. Definition: "Consumer lease". |
| § 14A-2-107. Definition: "Seller". |
| § 14A-2-108. Definition: "Revolving charge account". |
| § 14A-2-109. Definition: "Credit service charge". |
| § 14A-2-110. Definition: "Cash price". |
| § 14A-2-111. Definition: "Amount financed". |
| § 14A-2-112. Sale of motor vehicles - Taking security in other vehicles. |
| § 14A-2-201. Credit service charge for consumer credit sales other than revolving charge accounts. |
| § 14A-2-202. Additional charges. |
| § 14A-2-202.1. Return of dishonored check, negotiable order of withdrawal or share draft fee. |
| § 14A-2-202.2. Over-the-limit charge. |
| § 14A-2-203. Delinquency charges. |
| § 14A-2-204. Deferral charges. |
| § 14A-2-205. Credit service charge on refinancing. |
| § 14A-2-206. Credit service charge on consolidation. |
| § 14A-2-207. Credit service charge for revolving charge accounts. |
| § 14A-2-208. Advances to perform covenants of buyer. |
| § 14A-2-209. Right to prepay. |
| § 14A-2-210. Rebate upon prepayment. |
| § 14A-2-211. Discounts inducing payment by cash, check or similar means. |
| § 14A-2-301. Applicability - Information required. |
| § 14A-2-302. General disclosure requirements and provisions. |
| § 14A-2-303. Overstatement. |
| § 14A-2-304. Calculation of rate to be disclosed. |
| § 14A-2-305. Sales made by telephone or mail. |
| § 14A-2-306. Consumer credit sales not pursuant to revolving charge account. |
| § 14A-2-307. Refinancing. |
| § 14A-2-308. Assumption. |
| § 14A-2-309. Estimates of disclosures. |
| § 14A-2-310. Revolving charge accounts. |
| § 14A-2-310.1. Disclosure in credit and charge card applications and solicitation. |
| § 14A-2-310.2. Disclosure requirements for revolving charge account plans secured by consumer's principal dwelling. |
| § 14A-2-311. Consumer leases. |
| § 14A-2-312. Repealed by Laws 1982, c. 335, § 59, operative Oct. 1, 1982. |
| § 14A-2-313. Advertising. |
| § 14A-2-401. Scope. |
| § 14A-2-402. Use of multiple agreements. |
| § 14A-2-403. Certain negotiable instruments prohibited. |
| § 14A-2-404. When assignee not subject to defense. |
| § 14A-2-405. Balloon payments. |
| § 14A-2-406. Restriction on liability in consumer lease. |
| § 14A-2-407. Security in sales or leases. |
| § 14A-2-408. Cross-collateral. |
| § 14A-2-409. Debt secured by cross-collateral. |
| § 14A-2-410. No assignment of earnings. |
| § 14A-2-411. Referral sales. |
| § 14A-2-412. Notice of assignment. |
| § 14A-2-413. Attorney's fees. |
| § 14A-2-414. Limitation on default charges. |
| § 14A-2-415. Authorization to confess judgment prohibited. |
| § 14A-2-416. Change in terms of revolving charge accounts. |
| § 14A-2-417. Surcharge for use of credit or debit card. |
| § 14A-2-501. Definition: "Home solicitation sale". |
| § 14A-2-502. Buyer's right to cancel. |
| § 14A-2-503. Form of agreement or offer - Statement of buyer's rights. |
| § 14A-2-504. Restoration of down payment - Retention of cancellation fee. |
| § 14A-2-505. Duty of buyer - No compensation for services prior to cancellation. |
| § 14A-2-601. Sales subject to act by agreement of parties. |
| § 14A-2-602. Repealed by Laws 1982, c. 335, § 58, operative June 1, 1982. |
| § 14A-2-603. Repealed by Laws 1982, c. 335, § 58, operative June 1, 1982. |
| § 14A-2-604. Repealed by Laws 1982, c. 335, § 58, operative June 1, 1982. |
| § 14A-2-605. Credit service charge for other sales. |
| § 14A-3-101. Short title. |
| § 14A-3-102. Scope. |
| § 14A-3-103. Definitions in artlcle. |
| § 14A-3-104. Definition: "Consumer Loan". |
| § 14A-3-105. Definition: "Loan primarily secured by an interest in land". |
| § 14A-3-106. Definition: "Loan". |
| § 14A-3-107. Definitions: "Lender"; "Precomputed"; "Principal". |
| § 14A-3-108. Definition: "Revolving loan account". |
| § 14A-3-109. Definition: "Loan finance charge". |
| § 14A-3-201. Loan finance charge for consumer loans other than supervised loans. |
| § 14A-3-202. Additional charges. |
| § 14A-3-202.1. Return of dishonored check, negotiable order of withdrawal or share draft - Fee. |
| § 14A-3-202.2. Repealed by Laws 1998, c. 352, § 6, emerg. eff. June 5, 1998. |
| § 14A-3-203. Delinquency charges. |
| § 14A-3-203.1. Credit to finance medical goods and services - Contract for delinquency charges. |
| § 14A-3-203.2. Revolving loan credit card accounts - Additional charges. |
| § 14A-3-204. Deferral charges. |
| § 14A-3-205. Loan finance charge on refinancing. |
| § 14A-3-206. Loan finance charge on consolidation. |
| § 14A-3-207. Conversion to revolving loan account. |
| § 14A-3-208. Advances to perform covenants of debtor. |
| § 14A-3-209. Right to prepay. |
| § 14A-3-210. Revolving charge accounts. |
| § 14A-3-301. Applicability - Information required. |
| § 14A-3-302. General disclosure requirements and provisions. |
| § 14A-3-302.1. Disclosure of fee for dishonored check, negotiable order of withdrawal or share draft. |
| § 14A-3-302.2. Disclosure of over-the-limit fees. |
| § 14A-3-303. Overstatement. |
| § 14A-3-304. Calculation of rate to be disclosed. |
| § 14A-3-305. Loans made by telephone or mail. |
| § 14A-3-306. Consumer loans not pursuant to revolving loan account. |
| § 14A-3-307. Refinancing. |
| § 14A-3-308. Assumption. |
| § 14A-3-309. Revolving loan accounts. |
| § 14A-3-309.1. Disclosure in credit and charge card applications and solicitation. |
| § 14A-3-309.2. Disclosure requirements for revolving loan account plans secured by consumer's principal dwelling. |
| § 14A-3-309.4. Additional disclosures for subsection 10 mortgages. |
| § 14A-3-309.5. Additional disclosures for reverse mortgages. |
| § 14A-3-310. Estimates of disclosures. |
| § 14A-3-311. Repealed by Laws 1982, c. 335, § 59, operative Oct. 1, 1982. |
| § 14A-3-312. Advertising. |
| § 14A-3-313. Notification to borrower of transfer of residential mortgage loan. |
| § 14A-3-401. Scope. |
| § 14A-3-402. Balloon payments. |
| § 14A-3-403. No assignment of earnings. |
| § 14A-3-404. Attorney's fees. |
| § 14A-3-405. Limitation on default charges. |
| § 14A-3-406. Notice of assignment. |
| § 14A-3-407. Authorization to confess judgment prohibited. |
| § 14A-3-408. Change in terms of revolving loan accounts. |
| § 14A-3-409. Use of multiple agreements. |
| § 14A-3-410. Subsection 10 mortgages – Limitations and restrictions - Preemption. |
| § 14A-3-411. Refinancing loan to subsection 10 mortgage – Borrower’s interest. |
| § 14A-3-501. Definitions: "Supervised loan"; "Supervised lender". |
| § 14A-3-502. Authority to make supervised loans - Administrative actions against unlicensed persons. |
| § 14A-3-503. Application for license – Annual fee - Appointment of statutory agent – Bond - Criminal history check. |
| § 14A-3-504. Issuance or denial of license to make supervised loans. |
| § 14A-3-505. Hearing examiner - Powers - Reinstatement - Certain disclosures required of licensee. |
| § 14A-3-506. Examination of licensees - Access to records - Investigations. |
| § 14A-3-507. Application of Administrative Procedure Act to Part. |
| § 14A-3-508A. Loan finance charge for supervised loans. |
| § 14A-3-508B. Loan finance charge for loans with principal of Three Hundred Dollars or less. |
| § 14A-3-509. Use of multiple agreements or split loans. |
| § 14A-3-510. Restrictions on interest in land as security. |
| § 14A-3-511. Regular schedule of payments - Maximum loan term. |
| § 14A-3-512. Conduct of business other than making loans. |
| § 14A-3-513. Application of other provisions. |
| § 14A-3-514. Attorney's fees. |
| § 14A-3-515. Restrictions on interest in motor vehicles as security. |
| § 14A-3-601. Loans subject to act by agreement of parties. |
| § 14A-3-602. Repealed by Laws 1982, c. 335, § 58, operative June 1, 1982. |
| § 14A-3-603. Repealed by Laws 1982, c. 335, § 58, operative June 1, 1982. |
| § 14A-3-604. Repealed by Laws 1982, c. 335, § 58, operative June 1, 1982. |
| § 14A-3-605. Loan finance charge for other loans. |
| § 14A-3-701. Short title – Oklahoma Private Student Loan Transparency and Improvement Act. |
| § 14A-3-702. Definitions. |
| § 14A-3-703. Prohibition on gifts – Revenue sharing. |
| § 14A-3-704. Restrictions on private educational lenders. |
| § 14A-3-705. Private educational loan application disclosures – Cancellation period. |
| § 14A-3-801. Definitions. |
| § 14A-3-802. Nonapplicability of act. |
| § 14A-3-803. Agreement required. |
| § 14A-3-804. Duty of attorney. |
| § 14A-3-805. Form of agreement - Requirement of existing legal claim. |
| § 14A-3-806. Right of rescission. |
| § 14A-3-807. Disclosures. |
| § 14A-3-808. Agreement amount. |
| § 14A-3-809. License required - Application. |
| § 14A-3-810. Bond - Letter of credit. |
| § 14A-3-811. Issuance of license. |
| § 14A-3-812. Hearing. |
| § 14A-3-813. Renewal of license. |
| § 14A-3-814. Prohibited activities or conduct. |
| § 14A-3-815. Violation of act. |
| § 14A-3-816. Implementation. |
| § 14A-3-817. Application of act. |
| § 14A-4-101. Short title. |
| § 14A-4-102. Scope - Applicability to parties. |
| § 14A-4-103. Definition: "Consumer credit insurance". |
| § 14A-4-104. Creditor's provision of and charge for insurance - Excess amount of charge. |
| § 14A-4-105. Conditions applying to insurance to be provided by creditor. |
| § 14A-4-106. Unconscionability. |
| § 14A-4-107. Maximum charge by creditor for insurance. |
| § 14A-4-108. Refund or credit required - Amount. |
| § 14A-4-109. Existing insurance - Choice of insurer. |
| § 14A-4-110. Charge for insurance in connection with a deferral, refinancing, or consolidation - Duplicate charges. |
| § 14A-4-111. Cooperation between Administrator and Insurance Department. |
| § 14A-4-112. Administrative action of Insurance Department. |
| § 14A-4-113. Sale of insurance product in conjunction with subsection 10 mortgage – Conditions - Disclosure. |
| § 14A-4-201. Term of insurance. |
| § 14A-4-202. Amount of insurance. |
| § 14A-4-203. Filing and approval of rates and forms. |
| § 14A-4-301. Property insurance. |
| § 14A-4-302. Insurance on creditor's interest only. |
| § 14A-4-303. Liability insurance. |
| § 14A-4-304. Cancellation by creditor. |
| § 14A-5-101. Short title. |
| § 14A-5-102. Scope. |
| § 14A-5-103. Restrictions on deficiency judgments in consumer credit sales. |
| § 14A-5-104. No garnishment before judgment. |
| § 14A-5-105. Limitation on garnishment. |
| § 14A-5-106. No discharge from employment for garnishment. |
| § 14A-5-107. Extortionate extensions of credit. |
| § 14A-5-108. Unconscionability. |
| § 14A-5-201. Consumer credit sales and consumer loans. |
| § 14A-5-202. Effect of violations on rights of parties. |
| § 14A-5-203. Civil liability for violation of disclosure provisions. |
| § 14A-5-204. Right to rescind certain transactions. |
| § 14A-5-205. Refunds and penalties as set-off to obligation. |
| § 14A-5-206. Closed-end consumer credit transaction secured by real property or dwelling consummated before September 30, 1995 - Nonliability of creditor. |
| § 14A-5-301. Willful violations. |
| § 14A-5-302. Disclosure violations. |
| § 14A-6-101. Short title. |
| § 14A-6-102. Applicability. |
| § 14A-6-103. Administrator. |
| § 14A-6-104. Powers and duties of Administrator. |
| § 14A-6-105. Administrative enforcement powers with respect to supervised financial institutions. |
| § 14A-6-106. Investigatory powers. |
| § 14A-6-106A. Repealed by Laws 2010, c. 415, § 37, eff. July 1, 2010. |
| § 14A-6-107. Application of Administrative Procedure Act. |
| § 14A-6-108. Administrative enforcement orders - Review. |
| § 14A-6-109. Assurance of discontinuance. |
| § 14A-6-110. Injunctions against violations of act. |
| § 14A-6-111. Injunctions against unconscionable agreements and fraudulent or unconscionable conduct. |
| § 14A-6-112. Temporary relief. |
| § 14A-6-113. Civil actions by Administrator. |
| § 14A-6-114. Jury trial. |
| § 14A-6-115. Debtors' remedies not affected. |
| § 14A-6-201. Applicability. |
| § 14A-6-202. Notification. |
| § 14A-6-203. Fees. |
| § 14A-6-301. Consumer Credit Administrative Expenses Revolving Fund. |
| § 14A-6-302. Commission on Consumer Credit - Prescription of fees. |
| § 14A-6-303. Deposit of fees in Consumer Credit Administrative Expenses Revolving Fund. |
| § 14A-6-501. Department of Consumer Credit - Commission on Consumer Credit - Administrator of Consumer Credit - Consumer Credit Advisory Committee. |
| § 14A-6-502. Members of Commission. |
| § 14A-6-503. Appointment of Commission members - Terms of office - Bipartisan composition. |
| § 14A-6-504. Chairman - Meetings - Quorum - Minutes - Reports - Records - Rules and Regulations. |
| § 14A-6-505. Repealed by Laws 1985, c. 178, § 81, operative July 1, 1985. |
| § 14A-6-506. Qualifications and remuneration of administrator. |
| § 14A-6-507. Deputy Administrator. |
| § 14A-6-508. Bond. |
| § 14A-6-509. Internal organization. |
| § 14A-6-510. Employees - Duties - Compensation. |
| § 14A-6-511. Repealed by Laws 1979, c. 101, § 4, emerg. eff. April 25, 1979 and Laws 1979, c. 152, § 4, eff. July 1, 1979. |
| § 14A-6-512. Repealed by Laws 2010, c. 415, § 37, eff. July 1, 2010. |
| § 14A-9-101. Time of taking effect - Provisions for transition. |
| § 14A-9-102. Repealed by Laws 1980, c. 68, § 1, emerg. eff. April 10, 1980. |
| § 14A-9-103. Repealed by Laws 1980, c. 68, § 1, emerg. eff. April 10, 1980. |